Mittal Group

It was in 1998 that the Mittal Group, which was then engaged in retailing & packaging activity which had spread to various parts of the country & flourishing rapidly, decided to diversify.

After much deliberation this group of young entrepreneurs, led by the dynamic Mr.Naresh Mittal who has a vision for the future, decided to step into construction business.

Various places where the Mittal Group has substantial presence were considered to start this activity. After much thought Pune was chosen for various reasons. Pune at that time was chosen by many multinational as a destination for huge investments.

New Government initiatives were evident in establishing huge IT Parks and many software giants already had a presence.The property prices at that point of time were on the upward swing because of its proximity to Mumbai & Pune were seen as many as an attractive investment option.

Above all it was the middle class of Pune which goes only for quality and had extended in valuable support in earlier ventures that was the prime reasons for the selection of this City.

The first step of Mittal group into this arena was a big leap. They did not believe in modest beginning but believed in a grand entry with modesty. The first venture SUN CITY : Comprised of 360 flats spread over 3,00,000 sq.ft.

The project was completed without any hitches & the group has not looked back since then. One project followed the other, with resounding success, eclipsing the earlier achievements which made the Mittal group successful builders in pune.




Our work philosophy that gives priority to everlasting, emotional bonds over material gains,translates into ever smiling faces! Our More Than 1000 satisfied customers! This is our investment for the future!



Mr. Naresh Mittal


The advent of liberalization has completely changed the concept of better living the new generation is exposed to ways of life from all over the world & has developed demands unheard of before. As a result, all business activities have been completed to adapt to the changing concepts & demands.

We, at MITTAL GROUP have been striving to cater to this changing demands by bringing in new technology & new concepts in construction activities. However the core values of our business philosophy – commitment honesty & building everlasting relationships remain unchanged.

Profit making is a motive behind any business venture but it remains very low on our list of priorities. We are top builders in pune and we believe in delivering better and more than promised because we want the smile on your face brighter & wider. I appeal to all my esteemed customers to continue having faith in us & extend support in future endeavors.


How to Qualify for a Home Loan?

Buying a home is one of the biggest milestones for many of us. It’s a dream come true when you finally take the steps inside your own home. However, before you experience the boundless joy, there are some obstacles that may make the process seem a little daunting.

Especially if you’re applying for a home loan for the first time, you might have a series of doubts and questions in your mind. After all, it’s an important step in making your dream a reality.

We bring you some valuable tips to help you qualify for your dream home’s loan:

  1. Maintain a Good Credit Score
    One of the first things that banks consider before providing a loan to a potential buyer is their credit score. Having a CIBIL score of over 750 will help you avail a loan easily and also ensure better interest rates. It’s not tough to maintain a good credit score. Make sure you pay off existing loans on time and pay your credit card bills timely every month.
  2. Consider Your Down Payment
    Although earlier you needed at least 20% or more down payment for a loan, many banks and financial institutions are now offering loans for a lower down payment amount, too. However, for the long term, it is always recommended putting down 10-15% down payment to reduce your EMIs if you have enough savings.
  3. Demonstrate Employability
    For you to qualify for a loan, the financial institution needs an assurance that you can pay it back in a timely manner. Usually, having a steady job for at least two years is a minimum qualification. If you’ve changed jobs recently or switched to another industry, getting a loan might be tricky. But if you can show a steady income, you have nothing to worry about!
  4. Aim for Affordability
    Although there are many options to buy a home and get a loan, it’s easier when you opt for an affordable property. While you should be able to pay the fixed EMIs, you should also be able to adjust them comfortably in your current lifestyle without many changes. So even though it’s best to own a home you like, in a location you prefer, it’s equally important to have a home loan that you can afford.
  5. Choose Wisely
    When you decide to opt for a home loan, there are many factors to consider – for instance, which bank to choose, what’s the best repayment tenure, interest rates, and more. It’s also important to know about the changing RBI norms for foreclosing for a home loan in less than the committed time. It saves interest and improves your credit score.
  6. Embrace Technology
    Today, luckily for home buyers, technology has made it easier than ever to check their eligibility for home loans. You can use any EMI calculator online or home loan tools to help you understand how much of a loan you can afford and qualify for. This makes the final process a lot easier. Plus, many banks offer other tools and technologies to ensure your loan processing and repayment schedules are simplified with the latest innovations.

6 Questions to Ask When Looking for A Potential Home

With a new advertisement coming up every other day with lots of properties for sale, most home seekers are tempted to inquire and go ahead with buying their dream home. However, investing in real estate is like going through a dark tunnel, you are promised light at the end of it, but you don’t know the scenario outside. Taking such a big leap with your hard-earned money is a tough decision to make.

Whether you are a first time home buyer, a businessman looking to invest your cash, or a real estate professional who has thorough knowledge in the business, home purchases are always subject to external factors and changes that occur in the market scenarios at any given point in time. That’s why it’s important to ask the right questions before you finalize your dream home.

  1. Can you afford the EMI?
    Although it seems like a no-brainer, many homebuyers tend to bite off more than they can chew. Ideally, your EMI should be 40% of your household income, provided you don’t have any other loans. Plan your finances before you make the decision of buying. Ensure that you have a strong source of income which can take care of the EMIs and also have a safety fund for emergencies. Also, talk to banks and home loan providers to get a low-interest rate so that your investment becomes an asset and not a liability.
  2. What are your current and future goals?
    Since real estate is a big investment, you need to understand your short term and long term goals for the residential property. For instance, you need a home for a family of four, or you want a first home before you get married, or you want a home for your grandkids, etc. Once you know your goals, you can find the right property in Pune that aligns with your family’s evolving needs.
  3. Does the location work for you?
    Good location increases your appreciation of the property. Initially, you may be tempted to buy a reasonably low-cost property in a suburb or an under-developed area, but in the long run, it will always pay higher rewards if you choose a good location in terms of accessibility, growth prospects and convenience. Don’t just look for a location as per the real estate trends. Consider its proximity to your work, schools, entertainment, and more. Also, look at the rental rates in the area so if you have to put up your property on rent, you know that it will fetch a good monthly rent.
  4. Have you done your research?
    Study thoroughly about the market, the property and the builder. You need to do solid research before you buy your dream home. Check the current market trends, future predictions, property reviews, builder reputation, etc. to ensure that your home will be worth the money you are investing.
  5. What about the extra costs?
    Once you invest in a property, you have to take care of extra costs like maintenance, paying electricity bills, etc. You must have the financial stability to take care of these expenses along with any uninformed expenses that may come unexpectedly.
  6. Will the builder deliver in time?
    In recent times, this has become a major concern for most homebuyers. Make sure you buy from a trusted builder like Mittal Group to ensure that your home’s delivery is never delayed. Because if the possession isn’t on time, you can lose out on your tax benefits on home loans, too. Not to mention, you’ll have to pay EMI, rent, and deal with a lot of stress as well. Make sure the builder is reputed to deliver on time. Even then, factor in a few months’ delays in your plan before you book.

It can be an exciting phase when you start looking for your dream home. In order to ensure that it is a solid and smart investment for your future, asking the right questions make all the difference.


People consider as the Google of the property search.


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